Anti-money-laundering policy
How we screen, monitor, and report on the flows we process.
Our approach
JuicePay operates a risk-based anti-money-laundering programme covering customer due diligence, transaction monitoring, and suspicious activity reporting. The programme is overseen by a designated compliance officer with direct reporting to the board.
Customer due diligence
Every business customer is verified before production access is granted. Verification scales with assessed risk: low-risk customers submit corporate registration and beneficial ownership documentation, while higher-risk customers and corridors require enhanced measures.
- Corporate identity and registration verification
- Beneficial ownership identification above the applicable threshold
- Sanctions and politically exposed person screening
- Source of funds assessment for higher-risk relationships
- Ongoing monitoring for change in risk profile
Recipient screening
Every payout recipient is screened against sanctions lists and blockchain analytics risk scores before the first transfer, and rescreened on a rolling basis. A recipient that fails screening cannot be paid, and the attempted payout is logged.
Transaction monitoring
Flows are scored against behavioural baselines per account. Alerts are reviewed by a human analyst; automated systems flag but never decide. Patterns that trigger review include unusual velocity, structuring, new counterparties at atypical volumes, and exposure to sanctioned or high-risk addresses.
Reporting
Where required, suspicious activity is reported to the relevant financial intelligence unit. Applicable tipping-off restrictions mean we may be unable to explain a specific account restriction to the customer.